Build a Billion
before you retire !!
Dr. Satish Vadapalli
Lead Consultant Neonatologist, Rainbow Children's Hospitals, Chinnagadhilli.
MBBS (AMC), M.D. (Paeds), FNM (UK), MBA (FINANCE)
Certified Equity Research Analyst (NISM-CFP)
Registered Mutual Fund Advisor (AMFI),
Author of textbook: "Bestseller"- First textbook in India on
Monetary Management Textbook for finance Student
India's First Portfolio Management Workshop for MBA Finance students- Trainer
Portfolio Management Workshop- Visiting Faculty, MBA Finance- A.U., IIM Vizag, School of International Business -
Past SECRETARY, IAP - Visakhapatnam
District Coordinator, IAP-NNF-NRP-FGM Project
Whose 1Re. is stronger
40yr = 1
50yr = 10
60 yr = 100
20yr = 1
30yr = 10
40yr = 100
50yr = 1,000
60 yr = 10,000
01yr = 1
10yr = 10
20yr = 100
30yr = 1000
40yr = 10,000
50yr = 1,00,000
60 yr=10,00,000
How to 10 x in 10 yrs..
Time to double
2020 = 1 Year = 100%
2008=1yr =100%
2012=2yr =100%
2014=3yr =100%
2020=1yr=100%
2022=2yr=100%
2024- we are here !!
2020 = 1 Year = 100%
2022 = 2 Years = 100%
2024 = 3 Years = 100%
LINK TO MICROSTAR
How much to invest
Take 60 SIP
What is my biggest asset..?
what is my biggest investment...?
My Unstoppable Team
Thank you
Introduction
Definition of Debt Funds
Importance in Investment Portfolio
Types of Debt
Government Securities Funds
Corporate Bond Funds
Money Market Funds
Fixed Maturity Plans (FMPs)
Gilt Funds
Government Securities Funds
Invest primarily in securities issued by the government.
Generally considered low-risk due to sovereign guarantee.
Ideal for conservative investors seeking stable returns.
Corporate Bond Funds
Invest in bonds issued by corporations.
Provide higher returns compared to government securities.
Moderate risk profile depending on credit quality.
Money Market Funds
Invest in short-term debt instruments like Treasury Bills, Commercial Papers, etc.
Aim for capital preservation and liquidity.
Suitable for investors with short investment horizons.
Fixed Maturity Plans (FMPs)
Close-ended debt funds with a fixed maturity date.
Provide predictable returns and tax efficiency.
Appeal to investors looking for fixed returns over a specific period.
Gilt Funds
Invest in government securities of varying maturities.
Subject to interest rate risks but offer potentially higher returns.
Suitable for investors with a higher risk tolerance.
Types of Debt Funds Based on Time Frame
Ultra Short-Term Funds
Short-Term Funds
Medium-Term Funds
Long-Term Funds
Factors to Consider Before Choosing Debt Mutual Funds
a. Risk: Assess credit risk, interest rate risk, and liquidity risk.
Match risk tolerance with fund’s risk profile.
b. Returns: Understand historical performance and yield potential.
Align expected returns with investment goals.
c. Time Frame: Determine investment horizon and fund maturity.
Choose funds matching the intended investment duration.
Importance of Debt Funds
Diversification - Mitigating Risk:
Balance equity exposure with debt funds for risk management.
Smoothens portfolio volatility during market fluctuations.
Contra Asset: Acts as a counterbalance to equity investments.
Helps in rebalancing portfolio during market cycles.
Security: Offers stable returns with lower volatility compared to equities.
Safeguards capital while providing income generation..
Conclusion
Debt funds play a crucial role in investment portfolios.
Offer a range of options catering to different risk profiles and investment horizons.
Assess individual financial goals, risk tolerance, and time frame before investing.
Q&A
Government Securities Funds-
DESCRIBE IN FOLLOWING HEADINGS-
TYPES OF SECURITIES
Tools of Monetary Policy
Repo Rate
Reverse Repo Rate
Cash Reserve Ratio (CRR)
Statutory Liquidity Ratio (SLR)
Open Market Operations (OMO)
Marginal Standing Facility (MSF)
Bank Rate
Branding
Louies
Phillips vs ram ramraj cartoons
artos vs tams up
rolex vs timex
Expansionary Fiscal Policy and Contractionary Fiscal Policy
Expansionary Monetary Policy and Contractionary Monetary Policy
Expansionary Monetary Policy, Expansionary Fiscal Policy and Contractionary Monetary Policy, Contractionary Fiscal Policy
Growth and Inflation
Types of Debt funds
What is a Fixed Maturity Plan?
Fixed Maturity Plan (FMP) is a fixed tenure mutual fund scheme, that invests its corpus in debt instruments maturing in line with the tenure of the scheme. The tenure of an FMP can vary between a few months to a few years. Ideal for investors with a tenure in mind.
GILT- ONLY GOVT SECURITIES
Risk-Averse Investors, diversification-seeking investors, and Investments with a horizon of 3 to 5 years. it does not come with market risks.
Usually, money market funds are recommended to investors with an investment horizon of 90-365 days.
Money Market Mutual Funds is an open-ended fund with high return potential and can be one of the best investment options for short-term savings.
what is the secret of success.??
Szapicon 2024 Paper and Poster Presentations
Szapicon_2024_Paers_Presentations.pdf